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Partner Information


Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. In the last 12 years, technology has evolved, excited and transformed the world around us, yet our mission remains as relevant as ever, to make paying as simple, safe and above all, smooth as possible.Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million consumers across 70,000 merchants in 18 countries. Klarna offers direct payments, pay after delivery options and installment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.When the company acquired SOFORT in 2014 the Klarna Group was formed.


  • With Invoice: With Installments increase of conversion rates and high acceptance rates higher baskets and less cancellations easy and secure customer experience for shoppers direct Direkter shipping thanks to real time-check offer germany´s most popular payment methods guaranteed payout to merchants .
  • Klarna is even cheaper than an inhouse solution.
  • Merchants never take over the risk and always receive their money.
  • Merchants never take over the risk and always receive their money.

Klarna Invoice

The option to pay after delivery makes buying quicker and easier for customers. With Klarna’s Pay Later, shoppers do not need to fill out lengthy personal details or enter card numbers at the online point of sale. The transaction can be completed with only name, email and address. Consumer then have 14 days to pay the invoice.

Deferred Payment Purchase

Your customers can spread the cost of their purchases over time, at a low interest rate, giving them flexibility and increased purchasing power, which in turn boosts sales. Our unique 4-step credit application process is quick and easy, requiring minimal information and taking just seconds to complete.

Our technology-driven underwriting system makes decisions in real time, and offers smart risk assessment. It allow us to accept more purchases, so you sell more. And even if a customer defaults, you still get paid: we take all the risk.

See Disclaimer.

For further information on this partner and integration into Spryker, please contact us.